22 Money Memes for People Who Struggle to Understand the Value of a Dollar

Ally Perry • Writer and Editor

Aug 9, 2026 9:15 AM EDT

Have you never cared about material wealth, or are you normal?

Buddhism may be right in teaching that desire is the root of all suffering, but in the kind of world we live in, it is pretty natural to want to have enough money to do the things we want. There are a heck of a lot of broke people out there, and statistically speaking, a lot of those reading this are going to have been in that position at one point or another. Even if money can't buy happiness, it is what we need to have access to most of those basic things that not only improve our quality of life, but also keep us alive. Finances are no joke.

At the same time, funds are an issue that affects just about anybody, and the majority do not have as much as they would like. It's only natural to want to take the pressure off by joking through the finance-related pain. Even the richest people have their debts, and those with normal incomes probably spend a lot of time thinking about how to afford what they want and pay off what they need. It is a topic that more or less relates to everybody.

For that reason, memes that riff on money and how we deal with it can be relatable whether you are wondering how to make rent this month or are confident that you will enjoy a record income this year. Whether we like it or not, power comes from being able to lay down that cold, hard cash.